• Article by Business Law Chamber

    Multifamily Conference

    Investing in multifamily properties can indeed offer great opportunities in the real estate marke…

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  • Article by Business Law Chamber

    Season’s Greetings from MASSMortgageGroup.Com

    The MASSMortgageGroup.Com team wishes you the happiest of holidays this season. May the New Year be filled with joy, health, and prosperity!

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  • Article by Business Law Chamber

    Land financing

    It is said “Land is a big deal” and indeed it is. Land purchase and land financing is one of the most sophisticated, time consuming  and rigid processes in our industry. From a financing point of view, we consider land to be an investable asset when that land has potential for residential or commercial development at some point in the near future. While you may assume that every piece of land has the potential to be developed, however, depending on the stage in which the land falls under, it may take some steps before you can move onto the development phase.

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  • Article by Business Law Chamber

    How The Credit Report Evolution Will Help You…

    Equifax is the oldest of the three major credit bureaus and has a reliable reputation for accurately reporting a consumer’s financial management performance. A credit application doesn’t start unless an Equifax credit report is pulled and checked thoroughly.

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  • Article by Business Law Chamber

    Season’s Greetings From MASSMortgageGroup.com

    Season’s Greetings from MASSMortgageGroup.com. We wish you and yours a wonderful holiday season and a happy, healthy, and prosperous New Year 2022!

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  • Article by Business Law Chamber

    Various Ways of Investing in the Real Estate

    While purchasing a property and renting it out is the most common method of investing in real estate, however there are wider range of investing approaches that an investor could potentially benefit from depending on their time frame and risk tolerance. Below you can see some available options that are for education purposes. As always, seeking solid advice from a professional licensed expert would be highly recommended before making any investment decisions.

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  • Article by Business Law Chamber

    Six Tips For Financial Fitness

    As the world moves towards the end of the current global pandemic, it’s the right time to take control of your financial health by proactively incorporating healthy habits in maintaining your money. Moreover, achieving financial freedom can benefit you today and down the road. Therefore, it is essential to establish certain practices that can put you in a position to be able to reach your financial goal.

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  • Article by Business Law Chamber

    Housing Market & Election 2021

    With the federal election campaign fully underway the major political parties are selling themselves to people who want to own homes.

    The Conservatives appear to have taken direct aim at first time buyers.

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  • Article by Business Law Chamber

    Take Advantage Of All-Time Low Mortgage Rates During…

    COVID has brought us a challenging year full of unpleasant news, uncertainty, stress, and troubles. However, on the positive side, financially, it creates some opportunities. The most outstanding one is the “All-time Low Mortgage Rates”!

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  • Article by Business Law Chamber

    Happy New Year 2021!

    We have been through a year full of unpleasant news, uncertainty, and instability. The good news is that it is over, and it is now behind us. We came out of it much stronger to a brighter and better future. 

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  • Article by Business Law Chamber

    5 reasons to get a second opinion on…

    Given the large financial commitment of a mortgage, it's surprising that so many homeowners sleepwalk through the mortgage renewal process and don't look at all their options in the marketplace. Many accept whatever their lender offers or just have a short negotiation to shave a few points off.

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  • Article by Business Law Chamber

    Private Lenders: A Quick Solution To Unexpected Financial…

    Generally speaking, private mortgages are not perceived as a pleasant solution in the eyes of the majority of borrowers. This is because they are expensive in nature, but there is a reason behind the costly nature of their funds. Let’s take a closer look at why it is so and what problems can be solved by private lending solutions.

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  • Article by Business Law Chamber

    What To Look For In An “A” Mortgage…

    Did you know that not all “A” products offered by major banks are the “ace products?” So if you’re looking for a mortgage getting one from schedule A lenders shouldn’t be your priority. After the introduction of B20 in 2011, and later the stress test rules in 2018, the mortgage industry has become more complicated than ever. A few years ago, we used to have straight-forward, limited options. But these days, even with the schedule A lenders such as charter banks, you might find various features or offers on the same product from different lenders.

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  • Article by Business Law Chamber

    Six Steps To Close Your Mortgage Deal During…

    Whether it’s our work schedule or social life, there is no denying that COVID-19 has turned our lives upside down. However, that doesn’t mean that you should stop planning for a prosperous future for you and your family, especially when it comes to purchasing a home.

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  • Article by Business Law Chamber

    Critical Steps Before You Start Your House Hunting

    Prepare Your Down-payment Account:

    If your down-payment comes from your own savings, ensure that the source of all large deposits is trackable and tracible. According to the Anti-Money Laundering Act, all lenders in Canada are obliged to make an enquiry and do their due diligence to ensure that the source of down-payment is legitimate and clear. As a rule of thumb, they would ask you to provide a minimum three-month history from your savings account. If there is any large deposit into your account during that period, be prepared to provide some additional documentation to prove the source of it.

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  • Article by Business Law Chamber

    Additional Benefit Of Working With MASSMortgageGroup.com!

    Securing a mortgage is getting increasingly challenging, which makes it best to hire a professional that can guide you through the entire process of applying for a pre-approval to collecting the house keys.

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  • Article by Business Law Chamber

    How To Improve Your Monthly Cash Flow In…

    Regardless of whether you have set “financial improvement” as one of your resolutions for 2020 or not, it is vital to understand that everyone faces financial challenges from time to time. To overcome economic hardships that could force you to live from paycheck to paycheck or accumulate heaps of debt, it is vital to watch your cash flow and improve how you utilize your money.

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  • Article by Business Law Chamber

    Season’s Greetings from MASSMortgageGroup.com

    We wish you to find joy and happiness in every corner of your home during this holiday season and afterward. HOME is where you feel comfort, security, and peace of mind. We want you to experience Home with us. Remember, we are in the business of bringing families HOME! That is our vision!

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  • Article by Business Law Chamber

    Fixed Rate vs Variable Rate Mortgages: A Closer…

    Although, both rates have its own pros and cons, they both are highly dependent on the borrower circumstance. But before we want to identify which one is better for each given situation, we need to define the characteristic of each rate and what their differences are.

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  • Article by Business Law Chamber

    Six Incentives For First-Time Home Buyers

    Purchasing your first home can be an exciting experience, but monetary constraints can force you to postpone your decision. After all, buying a house is a significant financial undertaking that takes years to repay. Fortunately, the Canadian Government offers a variety of grants and special programs for first-time homebuyers to help meet their housing needs. Taking advantage of these incentives will ease your financial burden and may even alleviate some of the stress.

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