MASSMORTGAGEGROUP.COM

MORTGAGE BROKERS IN TORONTO NORTH AREA

Residential & Commercial Mortgage Solutions 

Meet our team of specialized mortgage brokers and mortgage agents. Our Ontario-based mortgage brokers and mortgage agents are licensed and affiliated with Mortgage Intelligence, one of the biggest and most prestigious brokerages in Canada with over $44 billion mortgage organizations annually partnered up with over 55 lenders including major banks.
At MassMortgageGroup.com, our GTA mortgage agents are confident about the services we provide and will not shy away from giving you references. The two main leaders of our team Shierly Mofidi and Arshia Shirazi formed the group with the vision to differentiate their service by offering a very personalized approach through customized mortgage products that meet each individual client’s mortgage needs. Read More

Weekly Promotional Mortgage Rate

5.29%* 5 years fixed

5.05%* 5 years variable 

Rates are subject to change without notice!
Some conditions may apply!
*High Ratio Insured Mortgage

WHY CHOOSE
MASSMORTGAGEGROUP.COM

12+ years of Mortgage Experience


Have Access to more options and customized mortgage solutions


Efficient Mortgage Service: Quick, friendly and highly customer-centered


Independent Mortgage Brokers who work for you, not the banks


Have access to a network of over fifty lenders (Banks and institutions)

ABOUT MASSMORTGAGEGROUP.COM

As an expert group of Mortgage Agents and Mortgage Brokers in the GTA, we are working side by side with you to identify your exact Mortgage Financing needs. Find out further information about our group and how we can help you with any borrowing needs!

 

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MORTGAGE PROGRAMS & SERVICES

LICENSED MORTGAGE AGENTS/ BROKERS IN GTA, ONTARIO

Let our team specialize mortgage brokers and mortgage help you to find a mortgage that fits your needs!
Our Ontario based Mortgage Broker Offers the following services
 

  • Residential Mortgages by Mortgage Agent in Greater Toronto Area

    Residential Mortgages

    Are you interested in getting a housing loan? We can help. Our GTA residential mortgage brokers/agents have the experience to secure a wide spectrum of mortgages.

  • Self Employed Mortgage by Mortgage Broker in Mississauga

    SELF-EMPLOYED MORTGAGE

    If you are self-employed or a business owner and not able to provide confirmable income documents, our mortgage brokers have several solutions for you.

  • First and Second Mortgage by Mississauga Mortgage Broker

    FIRST & SECOND PRIVATE MORTGAGES

    Having trouble getting a mortgage from a big bank? As mortgage brokers, we have access to non-traditional lenders.

  • Home Equity Loans by Mortgage Broker in Greater Toronto Area

    HOME EQUITY LOANS

    Home equity line of credit is a kind of revolving loan that is secured against the equity of your house. Get access to the equity in your home now by obtaining a Line of credit.

  • Commercial Real Estate Loans by Mississauga Mortgage Agent

    COMMERCIAL REAL ESTATE LOANS

    Thinking of buying commercial real estate? Our Mortgage Broker can help you. We work with institutional and private lenders to get you the right mortgage.

  • Construction Loans by MassMortgageGroup.com - Mortgage Agent in Toronto

    CONSTRUCTION LOAN/FINANCING

    Let our GTA Mortgage Agents/Brokers take a look at your project and customize a Mortgage Solution that suits your needs.

MORTGAGE BLOG

Keep yourself updated with our Mortgage Blog Posts. Education empowers you to make a proper decision. Find the most relevant and up to date information about the industry and available options here.

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OUR SPECIALIZED
FINANCING SOLUTIONS

LICENSED MORTGAGE AGENTS/ BROKERS
IN ONTARIO

LINE OF CREDIT


PRIVATE 1ST MORTGAGE


PRIVATE 2ND MORTGAGE


COMMERCIAL MORTGAGE


CONSTRUCTION LOAN FIRST POSITION


FLEXIBLE UNSECRURED BUSINESS LOAN

TESTIMONIALS

Read what clients have said about MassMortgageGroup.com - Mortgage Agents
based in Ontario
MASSMortgageGroup.com
  • I was referred to MAS mortgage by one of their many clients, as soon as I set foot I felt like one of their family members. Their integrity and professionalism was exceptional. My expectations were met and would definitely recommend their services.

    Eitan Goldsmith

  • Getting a mortgage or refinancing is really difficult these days, but you have to meet professionals and knowledgeable mortgage brokers for this. Arshia Shirazi is one of those honest, professional and knowledgeable brokers. I strongly recommend him to everyone.

    Borzou Keshavarz

  • Arshia Shirazi and his team was highly recommended to us when we purchased our current home. He worked tirelessly to ensure we secured our mortgage at the best rate possible He was always available for any inquiries we had and provided us with a clear understanding of what can often be a very complicated process. We found Arshia to be professional, personable, extremely sincere and always had our best interest at heart. We would highly recommend him to anyone looking for a credible and experienced Mortgage Broker.

    Shelley & Ken Morris

MASSMortgageGroup.com

  • 1. WHAT IS THE ADVANTAGE OF WORKING WITH A MORTGAGE AGENT/BROKER?
  • 2. WHAT IS A HOME EQUITY LOAN?
  • 3. WHAT ARE THE ADVANTAGES OF A HOME EQUITY LOAN?
  • 4. WHAT CAN I USE A HOME EQUITY LOAN FOR?
  • 5. HOW DO I CALCULATE THE EQUITY IN MY HOME?

Experience: All our mortgage brokers are well-versed in every aspect of the mortgage industry. Moreover, our team consists of seniors, with each possessing more than ten years of experience.

Independent: While we represent both borrowers and lenders, we are independent brokers who work for you, and not the bank! This is because our business is primarily built through referrals, which means your satisfaction and your positive mortgage experience is essential for our business.

Efficient service: Our services are quick, friendly, and highly customer-centered. We are committed to serving you even after your transaction is complete. We’re available at all times to answer your questions and work around your schedule, to help you save time and energy.

Excellent connections: We have access to a network of over fifty lenders, which enables us to offer various programs as well as customize each mortgage product to suit your needs. With us, the SKY is your limit, not your bank!

No cost. We get compensated by the lender for arranging mortgages. So, fees are the least concern for the majority of our clients. All our mortgage market updates and annual reviews provided by our agents are also free of cost.

Real estate usually appreciates over time, so the chances are the value of your home has increased since you bought it. By obtaining a Home Equity Loan or Mortgage, you can get access to money based on the increased market value.

You can calculate how much you can borrow with a home equity loan by using the following equation:
PRESENT VALUE OF YOUR HOME – THE AMOUNT OWING ON YOUR MORTGAGE = HOME EQUITY

For example:
If you bought a home 20 years ago for $400,000 and have paid $250,000 of your first mortgage you now only have $150,000 remaining to pay.

Over the twenty years that you have owned the home, its value has increased, giving it a present-day value of $850,000. By taking the present-day value and subtracting the amount remaining on your mortgage, you will get your home’s equity.

$850,000 (PRESENT DAY VALUE) – $150,000 (AMOUNT REMAINING ON INITIAL MORTGAGE) = $700,000

With MASS Mortgage Group’s home equity loan, you can have access to a portion of your home’s equity within ten days.

Capitalizing on a Home Equity Loan has two primary advantages.

  1. Lower interest rate.
    The interest rate you pay on your average home equity loan is lower than the interest rate you will pay on your average credit card by at least eight percent. Home equity loans also have a lower interest rate than personal loans and other types of non-secured debt.
  2. Tax savings.
    If you obtain a home equity loan, you may be able to deduct the interest you pay on the money you borrow. However, it depends on what the money is used for. Also, the interest you pay on credit cards and personal loans is generally not tax-deductible.

You can use a home equity loan for anything you need the money for. Some of the common reasons people apply for a home equity loan are:

  • Home improvements
  • Investment purposes
  • Debt consolidation
  • To buy another piece of property
  • Pay off educational expenses/tuition
  • Start a business or grow an existing business
  • Take a dream vacation
  • Finance medical emergencies
  • For additional cash flow.

You can calculate how much equity exists in your home by using the following equation:
PRESENT VALUE OF YOUR HOME – THE AMOUNT OWING ON YOUR MORTGAGE = HOME EQUITY

To do so correctly, you first need to calculate how much home equity you have by following the formula mentioned above. Once you’ve determined your home’s equity, with MASS Mortgage Group’s home equity loan, you can have access to a portion of your home’s equity within ten days.

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