Mortgage Services Toronto, ON
Why you need to Consider a Mortgage Pre-Approval when you buy a house in Toronto!
When you’re ready to purchase a home in down town Toronto, it’s clearly important to negotiate from the strongest possible position. In a strong real estate market such as Toronto, it’s not uncommon for buyers to have to compete for the home they want which gives the seller the ability to be selective regarding which buyer they choose to negotiate with. It’s important, then, that you leverage your own advantages to ensure your offer is the one the Seller accepts. The vast majority of Buyers put themselves at an overwhelming disadvantage by approaching the process entirely wrong.
If you take a look at the process from the Seller’s perspective, the point becomes clear. If you were selling your home and were faced with multiple offers, clearly you would favor the offer which had a Certificate showing Financing Approval over other offers which were Conditional on Financing.
Obtain the Best Rate & Lowest Closing Cost
But there are cost advantages for you as a Buyer as well, because starting the process early means you can get a firm grasp on interest rate and closing costs and avoid putting yourself under any time constraints that may force you to overpay.
Getting a Loan Pre-Approved is easy.
To get started, simply complete the form on this page. The system will forward your information to a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible. Alternatively, pick up the phone right now and give us a call. We will make the whole process easier than you might think.
Our Mortgage Services include: