Six Steps To Close Your Mortgage Deal During The Pandemic
Whether it’s our work schedule or social life, there is no denying that COVID-19 has turned our lives upside down. However, that doesn’t mean that you should stop planning for a prosperous future for you and your family, especially when it comes to purchasing a home.
If you were planning to buy, refinance or renew your home mortgage during and after the lockdown, it’s still possible to execute, while maintaining social distancing norms.
The MassMortageGroup.com is open for business as usual, with new protocols in place to ensure that both our clients and staff members are safe. Read on to learn more.
1. Contact us via our website
Initially, you can go through our website at MassMortageGroup.com to familiarize yourself with the available programs, the market rates, and the mortgage calculator. After you get some idea about what you are looking for, you can contact us or fill out the application form. That said, you can reach out to us at any time for assistance.
2. Await virtual appointment
As soon as we receive your inquiry, we will review it. A member of our professional team will contact you to book a virtual appointment either by phone, WhatsApp, Skype, or Zoom, whichever you prefer.
3. Have an online meeting with us
During the session, we explore your circumstances and educate you on all the available options and programs that may apply to your unique situation. Remember, we have access to many lenders and can shop around to customize a solution that best fits your financial needs. So don’t limit yourself to your bank!
4. Send us your information
From here on in, we follow the standard mortgage procedure and provide you with a list of the documents that we need to complete the process. At this point, we will request you to fill out the application form if you haven’t done so already, and once you email us with all the documents, we can move forward.
5. Sign final paperwork online
As soon as we receive your approval and the commitment letter, we will arrange an E-signing process. You will be able to sign all the documents from the comfort of your home, which makes it quick and convenient.
6. Complete deal with our lawyers
For the closing phase, we are pleased to inform you that we have access to reputed lawyers who can provide you with the same virtual process using Zoom and E-signing tools. Our lawyers are also available to come to your place for signing in person if it makes you more comfortable.
We hope this easy to follow guide will give you peace of mind and help you to take action.
With over ten years of experience, MASSMortgageGroup.com, in Toronto, Ontario, takes every effort to bring to you a secure and satisfying process that feels like home, as we are in the business of bringing families HOME!
We can help you with all your mortgage needs, and our services include first time home buyer, new to Canada, mortgage refinancing, home equity, commercial loans, self-employed mortgages in Toronto, construction loans, and business loans. We serve clients across Scarborough, North York, Toronto, Newmarket, Richmond Hill, Aurora, and Markham, Ontario.